Executive Cloud Spend & Unit Economics

NimbusPay · Multi-Cloud AWS+GCP · MTD Dec 2024

Cloud Gross Margin
74.2%
+2.1pp YoY
MTD Spend
$2.81M
of $3.2M budget
Unit Cost (Blended)
$0.0041
+11.2% vs Q3
Forecast Variance
+6.2%
$2.1M over plan
Commitment Coverage
81.3%
+10.3pp Q/Q
Unallocated Spend
7.4%
$207K MTD
Cloud Spend vs Budget — 13-Month Trend with Run-Rate Projection
Unit Cost by Service (per Million Transactions)
Gross Margin Waterfall — Q4 2024
Top Business Units — Spend & Unit Economics
Business Unit MTD Spend Transactions (M) Unit Cost Gross Margin Trend
Fraud Detection ML $1,247,800 184.2 $0.0068 68.4% ▲ 18%
Payment Processing $892,400 412.8 $0.0022 81.2% ▼ 3%
API Gateway $318,600 1,240.0 $0.0003 92.1% ▼ 1%
Data Warehouse $186,200 — — — → 0%
Compliance Logging $104,900 — — — ▼ 2%
Shared Infrastructure $68,400 — — — → 0%
Revenue vs Cloud Spend Growth (Indexed to Jan 2024)
Commitment Coverage — Savings Plans & Reserved Instances
Unallocated Spend
7.4% of total
Anomaly Alerts MTD
Fraud ML Inference
+$84K anomaly Dec 12
GCP BigQuery
+$22K anomaly Dec 8
AWS Data Transfer
+$11K anomaly Dec 5
FinOps Health Index
82
Good · Target: 85+
Forecast Bridge — Monthly Run-Rate vs Annual Plan
Jan–Nov Actual
$31.2M
Dec Forecast
$3.4M
Annual Plan
$33.5M
Variance
+$1.1M (+3.3%)
Critical: Budget Breach Alert
Fraud Detection ML autoscaling caps not enforced — inference cost +18% MTD. Forecast variance now +6.2% vs annual plan. Engineering action required before Dec 20 billing close.
Billing Close Date: Dec 20, 2024
CUR Ingest Freshness: 2 hours ago
Data Sources: AWS Cost Explorer, GCP Billing API, Product Analytics DB