Project Portfolio — Financial Health & ROI Realization

Veridian Financial Group · $380M Active Portfolio · 34 Projects Across 8 Programs

Period:

Portfolio ROIC

1.18×

+0.08

Avg CPI

0.91

-0.04

Benefit Realization

67%

+3%

NPV Erosion

14.2%

+2.1%

Contingency Used

43%

$16.3M drawn

Payback Drift

+4.2mo

vs. baseline

NPV Erosion Waterfall — Approved vs. Current Portfolio NPV

Approved NPV $486M → Current forecast $417M (14.2% erosion). Cost overruns (-$41M) and benefit delays (-$28M) are primary drivers.

CPI vs. Benefit Realization Rate — Program Performance

Total Cost at Completion Variance — by Program

Red bars = forecast over budget. Digital Transformation +$18M over due to regulatory scope expansion.

CapEx vs. OpEx Allocation Over Time

Target CapEx/OpEx ratio 68/32. Current drift +19% on Digital Transformation, triggering reclassification risk.

Cash Flow Timing Variance — Plan vs. Actual

Cumulative cash outflow running $12M ahead of plan (red bars). Innovation program drawing contingency 2.3× faster than progress.

Portfolio Financial Master Table

Project Name	Budget	EAC	CPI	BRR	NEI	BCCS	Payback Drift
Core Banking Modernization	$68.2M	$72.8M	0.84	58%	18%	72	+6.2mo
Customer Data Platform	$41.5M	$43.1M	0.92	74%	9%	81	+1.8mo
AI Fraud Detection	$22.8M	$35.4M	0.64	31%	28%	41	+9.7mo
Mobile Banking v4	$18.9M	$19.4M	0.97	83%	6%	88	-0.5mo
Regulatory Compliance Hub	$32.1M	$34.6M	0.88	62%	11%	76	+3.1mo
Data Center Migration	$54.3M	$52.8M	1.03	71%	4%	85	+0.9mo
Wealth Management Portal	$28.6M	$29.9M	0.91	68%	13%	79	+2.4mo
API Ecosystem Build	$16.2M	$17.1M	0.89	76%	8%	82	+1.6mo

AI Fraud Detection flagged for gate review: BCCS 41, NEI 28%, CPI 0.64. Cost overrun $12.6M, benefits delayed.

Business Case Confidence Score Distribution

Investment Efficiency Ratio — Top Programs

Contingency Drawdown Rate

Program Budget Burn Curve — Planned vs. Actual

Digital Transformation (blue) running 14% ahead of plan. Innovation (purple) consuming budget 2.3× faster than progress milestones.

Program Health Matrix

Customer Experience

CPI 0.98 · BRR 81%

Digital Transform

CPI 0.84 · BRR 58%

Innovation

CPI 0.64 · BRR 31%

Infrastructure

CPI 1.03 · BRR 71%