Tenant Credit & Delinquency Early Warning Dashboard

Cornerstone Commercial Properties — $1.2B Office & Retail Portfolio

Last Updated: Dec 29, 2024 08:15 AM
Next Review: Jan 5, 2025
Collection Rate
97.8%
Target: 98.5%
At-Risk Tenants
14
↑ 3 from last month
Top-10 Concentration
41%
22% at Westfield Plaza
Avg Credit Score
692
↓ 8 pts QoQ
Total Delinquency
$2.1M
1.8% of annual rent
Bad Debt Reserve
$3.4M
162% coverage

Credit Score Migration Matrix (Q3→Q4 2024)

Excellent (750+)
Good (700-749)
Fair (650-699)
Poor (<650)
Excellent (750+)
142
18
3
0
Good (700-749)
12
284
31
4
Fair (650-699)
1
22
198
26
Poor (<650)
0
2
19
128

⚠ 26 tenants migrated from Fair to Poor; Fashion Forward (Westfield Plaza) dropped 140 points to 580

Delinquency Aging Distribution

Industry Exposure by NAICS Sector

Tenant Risk Register — Top 15 Priority Accounts

Tenant Property Credit Score QoQ Δ ARR Conc. Days Late Risk
Fashion Forward LLC Westfield Plaza 580 ↓ 140 $2.8M
61 Critical
TechStart Inc Metro Tower 638 ↓ 42 $1.9M
28 High
GlobalBank NA Westfield Plaza 745 → 0 $2.4M
0 Low
Urban Fitness Co Parkside Retail 672 ↓ 18 $820K
14 Medium
Prime Dental Group Oakwood Commons 701 ↑ 5 $560K
0 Low
QuickBite Restaurants Metro Tower 655 ↓ 31 $1.2M
22 Medium
Sunset Boutique Westfield Plaza 592 ↓ 88 $680K
35 High
Law Offices - Smith & Co Downtown Center 728 → 0 $1.5M
0 Low

Payment Velocity Distribution

Guarantee Coverage by Tenant Segment

CAM Dispute Rate Trend

8.2%Current Quarter

Bankruptcy Proximity Score

12High-Risk Tenants

Collection Cost Ratio

14.8%of Recovered

Property-Level Collection Rate Comparison

Credit Bureau Sync: D&B — Last sync 4 hrs ago | Experian — Last sync 2 hrs ago
Next Portfolio Review: January 5, 2025