Customer Identity & ATO Intelligence Dashboard

Meridian Digital Bank • Real-time pre-transaction fraud signals • Updated 2 min ago

Credential Stuffing Attack Rate
11.4%
+456%
Auth Funnel Abandonment
8.2%
-1.2pp
Behavioral Anomaly Score
0.74
+18%
New Device Spike Index
2.3x
+130%
MFA Bypass Attempts
342
+28/day
ATO Confirmed Loss (7d)
$142K
+$89K

Authentication Funnel — Last 24 Hours

Credential Stuffing Attack Timeline (7 days)

Device Fingerprint Risk Distribution

Behavioral Biometrics Score by Session Outcome

Session Takeover Indicators (Hourly)

ATO Loss by Account Tenure

MFA Method Effectiveness

Synthetic ID Fraud Score

Active ATO Case Investigation Queue

Case ID Account Tenure Alert Type Risk Score MFA Status Suspicious Events Loss Status
ATO-7821 ****2847 12d Cred Stuffing 0.94 Bypassed 18 $8,240 Under Review
ATO-7819 ****6142 8d Session Takeover 0.89 SMS Intercepted 22 $12,100 Confirmed ATO
ATO-7816 ****9384 21d New Device 0.76 Passed 9 $0 Monitoring
ATO-7814 ****4721 6d Synthetic ID 0.92 Never Enrolled 31 $14,800 Confirmed ATO
ATO-7811 ****5093 18d Behavioral Anomaly 0.68 Passed 7 $0 Cleared
ATO-7808 ****2156 4d Cred Stuffing 0.87 Bypassed 14 $6,920 Under Review
ATO-7805 ****7829 29d SIM Swap 0.91 SMS Intercepted 19 $11,400 Confirmed ATO
ATO-7802 ****3064 14d IP Anomaly 0.71 Passed 6 $0 Monitoring

Attack Vector Heatmap — Hour × Day of Week

Mon
Tue
Wed
Thu
Fri
Sat
Sun
00-06
12
8
23
19
14
31
48
06-12
21
34
38
26
29
22
16
12-18
42
56
71
68
52
39
28
18-24
59
82
94
87
73
61
44
Attack concentration: Wed-Thu 18-24h (evenings) — likely automated bot campaign

Identity Verification Hit Rate by Vendor

Jumio (doc verification) 94.2%
Onfido (biometric) 89.8%
Persona (synthetic ID) 76.4%
Socure (KYC data) 91.1%
Alloy (device intel) 82.6%

Carrier Intelligence & SIM Swap Monitor

SIM Swap Events (7d)
18
+200% vs. baseline
Port-Out Requests
7
2 flagged suspicious
Carrier Change Rate
3.2%
Normal range 2.8-3.5%
SMS Intercept Flags
12
All linked to ATO cases