Agent & Broker Production Performance

Prairie States Insurance • Independent Agency Channel • 312 Appointed Producers

Written Premium
$840M
+8.2% YoY
Quote-to-Bind
36%
+2.1pp
Target: 42%
Agent-Attr. Loss Ratio
71%
+3.4pp
Benchmark: 68%
Policy Retention
83.2%
+1.8pp
Commission Expense Ratio
14.6%
-0.4pp
Industry: 15.2%
Profit per Premium $
$0.041
+$0.003
Target: $0.052

Top Producers by Profit per Premium Dollar

Quote-to-Bind Funnel by Line

Retention Contribution by Producer Tier

Agency Scorecard — Top 10 Producers

Producer Written Premium Q2B % Loss Ratio % Retention % Cross-Sell Profit/Premium $ Contingency

Commission Expense Ratio by Agency

Cross-Sell Ratio per Producer

Referral Rate

18.4%
Target: ≤15%

Contingency Eligibility

72/100
Threshold: 75

Premium Growth YoY

+8.2%
Market: +5.1%

Underperforming Producers — Action Required

Producer Loss Ratio Q2B % Action
Morrison Commercial 78% 29% UW Review
Hartwell Agency 74% 31% Training
Valley Risk Partners 76% 27% Watch List
Summit Insurance Group 72% 33% Coaching

Premium Growth YoY by Territory

Next Appointment Review

Quarterly Business Review — Morrison Commercial, Hartwell Agency, Valley Risk