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A Partnership Proposal

Expanding Preventive Care Access Across the Southeast

LUMA BRIGHTPATH

The Opportunity

4.2M eligible members with zero primary care touchpoint in the past 18 months.

What We Each Bring

Luma Health

  • • 220 clinic network
  • • 94% patient NPS
  • • AI scheduling platform
  • • $0 CAC via employer partnerships

Brightpath Insurance

  • • 1.4M SE member base
  • • Claims data for risk stratification
  • • Preferred provider contracting
  • • Reimbursement infrastructure

The Joint Motion

1

Brightpath identifies high-risk cohort

2

Luma receives referral list

3

AI schedules first available appointment

4

Visit logged against Brightpath claims

5

Shared dashboard flags gaps

"One text. One tap. Seen in 48 hours."
Luma Scheduling Book Appointment Available Thu 2:30p BRIGHTPATH MEMBER ID: BP4492871
$340

Average cost-per-prevented-ED-visit vs $2,800 average ED claim — an 8.2x return on joint investment per member touched.

Revenue Model

Metric Value
Pilot cohort 5,000 members
Projected visit volume 3,100 visits
Avg per-visit revenue $180
Luma share (65%) $362,700
Brightpath claims savings $1.05M

Pilot Plan: Nashville

Geography

Davidson County
14 Luma clinics

Cohort

5,000 Brightpath members
Diabetes risk tier 2+

Timeline

90-day pilot
July 1 launch

Success Metrics

Visit rate >62%
NPS >88
ED deflection >18%

Governance

Joint Steering

Meets monthly, co-chaired by Luma COO and Brightpath VP Network Strategy

IP Ownership

Scheduling algo = Luma, claims data = Brightpath, joint models = co-owned

Expansion Triggers

Visit rate >60% unlocks phase 2 cities (Atlanta, Charlotte, Memphis)

Exit Terms

90-day written notice, data return protocol, member notification plan

"Our Luma partnership moved our HEDIS preventive care score from 61 to 79 in one contract year."

Sandra Mwangi, CMO

Keystone Health Plan

+18

HEDIS score points

22%

ED deflection rate

90-Day Launch Roadmap

1

June 1

MOU signed

2

June 15

Data sharing + cohort pull

3

July 1

First appointments booked

4

Aug 1

30-day check-in

5

Oct 1

Pilot read-out

Sign the MOU by June 1.
Launch Nashville July 1.

Luma Health

David Chen, CEO

david.chen@lumahealth.co

Brightpath Insurance

Maria Rodriguez, VP Network Strategy

m.rodriguez@brightpath.com

4.2M members are waiting.
The window is now.