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MERIDIAN URBAN PARTNERS

RiNo Station

312-Unit Mixed-Income Development
River North, Denver CO
$42M Equity Co-Investment Opportunity

The Market Case

43,000-unit cumulative deficit since 2020 · 14-year low vacancy · Denver metro absorption outpacing permits 3.2:1

The Neighborhood

SITE 38th & Blake Station 3 min walk 18 restaurants opened 2022-24 Median income $89K Denver Art Museum 1.2 mi 0.5-mile radius
CURRENT STATE

Industrial Warehouse

Acquisition: $12M
Closed: February 2024
Zoning: MX-5 (as-of-right)
PROPOSED

RiNo Station Tower

312 units (274 market / 38 affordable)
Delivery: Q3 2027
FAR: 4.8

Cost Stack

Line Item Amount Per Unit Per SF
Land Acquisition $12,000,000 $38,462
Hard Costs $118,000,000 $378,205 $379
Soft Costs $22,000,000 $70,513 $71
Financing & Carry $14,000,000 $44,872 $45
Total Project Cost $166,000,000 $532,051 $495

Based on 312 units · 311,500 rentable SF · Hard cost estimate from Mortenson Construction, January 2025

STABILIZED PROJECT VALUE

$214M

$5,800
Average Monthly Rent
96.5%
Stabilized Occupancy
4.6%
Exit Cap Rate

Stabilized NOI $8.7M · Exit Q1 2028 · Appraisal by Cushman & Wakefield

Returns Waterfall

LP IRR (Preferred Equity)
15.8%
GP IRR (Meridian)
21.4%

Structure: 8% cumulative preferred return · 70/30 profit split above 12% LP IRR · Assumes 36-month hold post-stabilization

Risk & Mitigation

CONSTRUCTION DELAY

Schedule Overrun

Fixed-price GC contract with Mortenson · Guaranteed maximum price · $4.2M contingency (2.5% of hard costs) · Liquidated damages clause

COST OVERRUN

Budget Escalation

90% of subcontractors locked · 18-month price hold agreements · Steel and concrete pre-purchased · MEP systems bid-locked through Q2 2026

LEASE-UP

Absorption Risk

Pre-leasing campaign starts Q1 2027 · 14% affordable units priced 20% below market · Average RiNo absorption 42 units/month · 6-month rent guarantee reserved

INTEREST RATE

Rate Volatility

Rate cap purchased at 7.5% SOFR ceiling · 36-month term · Senior loan SOFR + 275bps · $1.8M rate cap premium included in financing costs

Track Record

Four projects delivered on time · $412M total capitalization · Zero construction defaults

The Larimer

Denver · 2021
188 units
LP IRR: 18.2%

Pecos Commons

Denver · 2022
244 units
LP IRR: 19.7%

Mesa Station

Aurora · 2023
310 units
LP IRR: 22.1%

Platte Yards

Broomfield · 2024
Under Construction
On schedule

"Meridian's underwriting is the most conservative we've seen in the Mountain West market."

SANDRA OKONKWO, MANAGING DIRECTOR · APEX OPPORTUNITY FUND

Rafael Montoya

CEO · 22 years

Diane Kessler

CFO · 17 years

James Park

VP Development · 14 years

Capital Structure

SENIOR CONSTRUCTION LOAN
$110M
KeyBank · 65% LTC
SOFR + 275bps
PREFERRED EQUITY
$42M
Co-Investor · 8% pref
70/30 promote
GP EQUITY
$14M
Meridian Urban Partners
8.4% equity stake

Total Capitalization: $166M · Equity %: 33.7% · Debt %: 66.3%

$42M Preferred Equity

8% Pref · 70/30 Promote

Execute term sheet by March 15
Close April 28
Groundbreak June 2025

Rafael Montoya · CEO

rafael@meridianurban.com · 303.555.0142

Let's build.